Tell us about the charge
🔒 Your information is used only to generate your letter and is never stored.
Professional Format
Letters banks recognize
Privacy First
We don't store your data
Instant & Easy
Ready in seconds
Increase Success
Proven dispute format
This tool is for informational purposes only and does not constitute legal advice. Always review your letter before sending.
How to use your dispute letter
Fill in the missing details
Replace [DATE] with today's date and [ACCOUNT NUMBER] with your bank account number.
Contact your bank
Send via secure message in your banking app, email their dispute team, or print and mail it.
Follow up
Banks must acknowledge disputes within 30 days. Keep your reference number and follow up if needed.
Pro Tip
Include all details and any supporting documents to speed up the review process.
Need to identify the charge first?
Not sure what the charge is? Decode it instantly before disputing.
Decode a Charge →