Why You're Seeing "REVOLUT UK*" on Your Bank Statement
Why You're Seeing "REVOLUT UK*" on Your Bank Statement
The REVOLUT UK* charge on your bank statement comes from Revolut UK, one of Europe's leading digital banking and financial services platforms. This charge typically represents a subscription fee for one of Revolut's premium plans, such as Plus, Premium, or Metal, which offer enhanced features beyond the free tier. You may also see this descriptor if you've recently signed up for a Revolut account and activated a paid plan. If you spot REVOLUT UK* on your statement, it's a strong indicator that a recurring subscription billing cycle has processed on your account.
The descriptor REVOLUT UK* appears on your bank statement because Revolut's UK-registered entity processes payments under this shortened merchant identifier, which is standard practice for financial technology companies operating across multiple regions. The asterisk (*) following 'REVOLUT UK' is commonly used to separate the merchant name from additional transaction details, such as a plan name or reference code, depending on your bank's display format. Because Revolut operates as both a bank and a subscription service, your card issuer categorises and displays the charge using this condensed label rather than the full brand name.
Is the REVOLUT UK* Charge Legitimate or Fraud?
If you see REVOLUT UK* on your bank or credit card statement, this charge almost always originates from Revolut UK, a leading UK-based digital banking and financial services platform. This descriptor appears when Revolut UK processes a payment for one of their products or services on your behalf. Common legitimate reasons you might see REVOLUT UK* include:
- A monthly or annual fee for a Revolut UK Premium, Metal, or Ultra subscription plan
- A currency exchange or international money transfer fee charged by Revolut UK
- A top-up or funding transaction to your Revolut UK account from a linked debit or credit card
- A fee for an add-on service such as Revolut UK's travel insurance or overseas medical cover
How to Verify the REVOLUT UK* Charge
- 1
Log into your Revolut UK app
Open the Revolut UK app and navigate to your transaction history. Search for the exact amount matching the REVOLUT UK* charge on your statement to confirm it's recorded there.
- 2
Search your email for Revolut UK receipts
Check your inbox for emails from Revolut UK (no-reply@revolut.com). Revolut UK sends receipts and subscription renewal notices that will match the REVOLUT UK* charge date and amount.
- 3
Check if household members use Revolut UK
Ask family members or housemates whether they used your card to top up their own Revolut UK account or pay for a Revolut UK subscription, which would generate a REVOLUT UK* entry.
- 4
Review your Revolut UK subscription plan
Inside the Revolut UK app, go to Profile > Plan to see your current subscription tier and its billing date. This will clarify whether REVOLUT UK* corresponds to a recurring plan fee.
- 5
Contact your bank for transaction details
If the REVOLUT UK* charge is still unexplained, call your bank and ask for the full merchant details including MCC code and transaction ID to help pinpoint the source.
How to Dispute a REVOLUT UK* Charge
- 1
Act within 60 days of the charge
Most banks require you to raise a dispute within 60 days of the REVOLUT UK* charge appearing on your statement. Acting quickly protects your right to a chargeback.
- 2
Contact Revolut UK support first
Use the in-app chat in the Revolut UK app (Profile > Help) to report the unrecognised REVOLUT UK* charge. Revolut UK's support team can often resolve billing errors directly and quickly.
- 3
File a chargeback with your card issuer
If Revolut UK does not resolve the issue, contact your bank or credit card provider and formally request a chargeback for the REVOLUT UK* transaction, providing all relevant evidence.
- 4
Request a new card if fraud is suspected
If you believe the REVOLUT UK* charge is fraudulent and linked to compromised card details, ask your bank to cancel your current card and issue a replacement to prevent further unauthorised charges.
Tips for Managing Revolut UK Charges
Enable push notifications in the Revolut UK app so you're alerted instantly whenever a REVOLUT UK* charge is processed.
Keep a note of your Revolut UK plan renewal date to anticipate REVOLUT UK* charges before they hit your statement.
Secure your Revolut UK account with a strong PIN and biometric login to prevent unauthorised top-ups generating unexpected REVOLUT UK* charges.
Revolut UK bills subscriptions on the same day each month â mark your billing date in your calendar to spot any unexpected REVOLUT UK* entries.
Use Revolut UK's virtual card feature for online purchases to limit exposure and reduce unrecognised REVOLUT UK* charges.
Use WhatIsThisCharge.net to identify related charges that may appear alongside REVOLUT UK* on your statement.
Frequently Asked Questions About the REVOLUT UK* Charge
âšī¸ Note
In most cases, a REVOLUT UK* charge is a completely legitimate transaction from Revolut UK â typically a subscription renewal or a card top-up you or a household member initiated. A quick check of your Revolut UK app transaction history is usually all it takes to confirm the charge and put your mind at ease.
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