Why does "MTN MOMO TRF CI" appear on my bank statement?

This charge appears because you have an active subscription or made a purchase with MTN Mobile Money.

Is the "MTN MOMO TRF CI" charge legitimate?

Yes, this is a legitimate charge from MTN Mobile Money.

How do I cancel MTN Mobile Money?

You can cancel at momo.mtn.com/contact-support/.

How do I get a refund from MTN Mobile Money?

Contact MTN Mobile Money support directly to request a refund.

Home›Browse Charges›Finance›MTN MOMO TRF CI

MTN MOMO TRF CI Charge (What It Is + Is It Legit?)

✓ Legitimate

The "MTN MOMO TRF CI" charge is from MTN Mobile Money. MTN MoMo mobile money transfer in Ivory Coast. Used for sending money, paying bills, and buying airtime across Côte d'Ivoire.

🌍 CI✅ Community verified

MTN Mobile Money

MTN MoMo mobile money transfer in Ivory Coast. Used for sending money, paying bills, and buying airtime across Côte d'Ivoire.

MTN MOMO TRF CI

Why does this charge appear?

MTN Mobile Money uses the abbreviated descriptor "MTN MOMO TRF CI" on bank statements because mobile money platforms across West Africa rely on condensed transaction codes to identify transfers processed through their USSD and app-based payment infrastructure, with "MOMO" being MTN's widely recognized shorthand for MoMo, "TRF" indicating a transfer transaction, and "CI" referencing the ISO country code for Côte d'Ivoire. The format follows a regional billing convention common to telecoms-linked financial services in Francophone Africa, where character limits on interbank and card network descriptors require operators to compress their full brand name into a standardized code. If you see MTN MOMO TRF CI on your statement, it almost certainly reflects a legitimate mobile money transfer, bill payment, or airtime purchase made through MTN Mobile Money's network in Ivory Coast.

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What should you do?

Check your MTN Mobile Money account to verify your subscription.

Make sure the charge is not from a family member or shared account holder.

If you want to cancel, visit momo.mtn.com/contact-support/ to manage your subscription.

Still don't recognize it? Contact your bank to dispute the charge.

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Is this charge fraudulent?

No, this is a legitimate charge from MTN Mobile Money. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.