Why You're Seeing "MIDJOURNEY STAR*" on Your Bank Statement
Why You're Seeing "MIDJOURNEY STAR*" on Your Bank Statement
A charge labeled MIDJOURNEY STAR* on your bank statement comes from Midjourney, the popular AI-powered image generation platform. This charge typically represents a subscription payment for one of Midjourney's paid plans, which allow users to generate images using artificial intelligence through their Discord bot or web interface. Midjourney offers several subscription tiers â Basic, Standard, Pro, and Mega â each providing different amounts of GPU time and image generation credits. If you or someone with access to your payment method signed up for a Midjourney plan, this is the recurring billing charge you'll see each month or year.
The descriptor MIDJOURNEY STAR* appears on your bank statement because Midjourney processes payments through a billing intermediary or uses a shortened merchant identifier that combines their brand name with a payment platform code. The "STAR*" portion is commonly associated with payment processors like Stripe, which appends identifiers to help categorize transactions in their system. This truncated format is standard practice for many SaaS companies and does not indicate any fraudulent activity â it simply reflects how the merchant name is registered with the payment network.
Is the MIDJOURNEY STAR* Charge Legitimate or Fraud?
The MIDJOURNEY STAR* charge on your bank or credit card statement is almost certainly a legitimate billing from Midjourney, the popular AI image generation platform. This descriptor appears when Midjourney processes subscription payments for their Basic, Standard, Pro, or Mega plans through their payment processor. If you or someone in your household uses Midjourney to generate AI artwork, this charge is expected and valid.
- Midjourney bills subscribers monthly or annually, and the charge descriptor appears as MIDJOURNEY STAR* on many bank statements
- Midjourney's plans range from $10/month (Basic) up to $120/month (Mega), so the amount should match one of these tiers
- The charge may appear shortly after you first subscribed or on your recurring monthly or annual billing date
- Midjourney does not offer a free tier, so any active account with generation credits will have an associated subscription charge
How to Verify the MIDJOURNEY STAR* Charge
- 1
Log into your Midjourney account
Visit midjourney.com and sign in. Navigate to your profile and click 'Manage Subscription' to review your active plan and recent billing history. The charge amount should match your current Midjourney subscription tier.
- 2
Search your email for Midjourney receipts
Search your inbox for emails from 'noreply@midjourney.com' or 'billing@midjourney.com'. Midjourney sends payment confirmation emails that should correspond directly to the MIDJOURNEY STAR* charge date and amount.
- 3
Check if a household member subscribed
Ask family members or roommates if they signed up for Midjourney using a shared payment method. Midjourney accounts are tied to Discord accounts, so check if anyone in your household uses Midjourney via Discord.
- 4
Review your subscription management tools
Check services like your bank's subscription tracker, Apple Subscriptions, or a tool like Rocket Money to see if Midjourney appears as a recurring charge linked to your payment method.
- 5
Contact your bank for transaction details
Call the number on the back of your card and ask for the full merchant details behind the MIDJOURNEY STAR* charge. Your bank can provide the exact merchant ID and transaction origin to confirm whether it is from Midjourney.
How to Dispute a MIDJOURNEY STAR* Charge
- 1
Act within 60 days of the charge
Most banks require you to dispute unauthorized charges within 60 days of the statement date. If you see an unexpected MIDJOURNEY STAR* charge, begin the dispute process as soon as possible to protect your rights under the Fair Credit Billing Act.
- 2
Contact Midjourney support first
Reach out to Midjourney through their official support at midjourney.com/support or via their Discord server before escalating to your bank. Midjourney may be able to resolve billing errors, issue a refund, or confirm the charge details faster than a formal chargeback process.
- 3
File a chargeback with your bank
If Midjourney cannot resolve the issue, contact your bank or credit card issuer to file a formal chargeback for the MIDJOURNEY STAR* charge. Provide your email correspondence with Midjourney support and your account details as supporting evidence.
- 4
Request a new card number
If the MIDJOURNEY STAR* charge appears to be unauthorized and you did not subscribe to Midjourney, request a replacement card from your bank to prevent any further fraudulent charges from appearing on your current card number.
Tips for Managing Midjourney Charges
Set a billing alert for the MIDJOURNEY STAR* amount so you're notified the moment Midjourney charges your card each month.
Save your Midjourney subscription confirmation email so you can quickly cross-reference any future MIDJOURNEY STAR* charge amounts.
Log into your Midjourney account periodically to confirm your plan tier hasn't changed, which could cause an unexpected MIDJOURNEY STAR* charge amount.
Note your Midjourney renewal date in your calendar so you're never caught off guard by the MIDJOURNEY STAR* charge on billing day.
Use a virtual card number exclusively for your Midjourney subscription to isolate MIDJOURNEY STAR* charges and simplify cancellation.
Use WhatIsThisCharge.net to identify any other unfamiliar charges that appear alongside MIDJOURNEY STAR* on your statement.
Frequently Asked Questions About the MIDJOURNEY STAR* Charge
âšī¸ Note
In most cases, the MIDJOURNEY STAR* charge is a completely legitimate and expected billing from Midjourney for their AI image generation subscription â if you or someone you know uses Midjourney to create AI art, this charge is simply your monthly or annual plan renewing as scheduled.
đ Decode this charge instantly
Search our database for MIDJOURNEY STAR* and similar charges.
Decode MIDJOURNEY STAR* âWas this article helpful?