GUIDES

Why You're Seeing "PLANET FITNESS*" on Your Bank Statement

🕐 5 min read📅 May 5, 2026âœī¸ WhatIsThisCharge Team🌐 Verified & Updated

Why You're Seeing "PLANET FITNESS*" on Your Bank Statement

A charge showing PLANET FITNESS* on your bank statement is a membership fee from Planet Fitness, one of the largest gym chains in the United States. This charge typically appears monthly as part of your ongoing gym membership agreement, though it can also reflect annual fees, enrollment fees, or add-on services like the Black Card membership tier. Planet Fitness operates thousands of locations across the US, so if you or someone in your household signed up for a membership, this charge is expected and recurring. If you don't recognize it, it's worth checking whether a family member enrolled or whether your free trial period has ended and billing has begun.

The descriptor PLANET FITNESS* appears on your bank statement because this is the abbreviated merchant identifier that Planet Fitness uses when processing payments through their billing system. The asterisk following the name is commonly used by merchants to separate the brand name from additional information such as a location ID or membership type, though it may display differently depending on your bank. Most financial institutions display this shortened version rather than the full legal business name, which is why it can sometimes look unfamiliar at first glance.

Is the PLANET FITNESS* Charge Legitimate or Fraud?

If you see PLANET FITNESS* on your bank or credit card statement, it is most likely a legitimate charge from Planet Fitness, one of the largest gym chains in the United States. Planet Fitness uses this billing descriptor for monthly membership fees, annual fees, and any add-on services charged to your card on file. Here are the most common reasons this charge appears:

  • Your monthly Planet Fitness membership dues (typically $10–$25/month depending on your plan)
  • The annual Planet Fitness fee, usually billed once per year in addition to monthly dues
  • A Planet Fitness Black Card upgrade or add-on service charge
  • A new membership enrollment or reactivation fee at a Planet Fitness location
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How to Verify the PLANET FITNESS* Charge

  1. 1

    Log into your Planet Fitness account

    Visit planetfitness.com and sign in to your member account to review your billing history and confirm any recent PLANET FITNESS* charges match your membership plan.

  2. 2

    Search your email for Planet Fitness receipts

    Search your inbox for emails from Planet Fitness (noreply@planetfitness.com) to find membership confirmation or billing receipts that correspond to the PLANET FITNESS* charge amount.

  3. 3

    Check if a household member signed up

    If you share finances with others, ask family members whether they signed up for a Planet Fitness membership or used your card to pay for a Black Card guest privilege add-on.

  4. 4

    Review your Planet Fitness membership tier

    Confirm whether you're on the Classic or Black Card plan at Planet Fitness, as different tiers have different monthly rates, which explains varying PLANET FITNESS* charge amounts.

  5. 5

    Contact your bank for details

    If you still can't place the PLANET FITNESS* charge, call the number on the back of your card and ask for the full merchant name, transaction date, and location associated with the charge.

How to Dispute a PLANET FITNESS* Charge

  1. 1

    Act within 60 days

    Most banks require you to dispute unauthorized charges within 60 days of the statement date. If you don't recognize the PLANET FITNESS* charge, start the dispute process as soon as possible.

  2. 2

    Contact Planet Fitness first

    Call Planet Fitness member services at 1-844-880-7180 or visit your local Planet Fitness club to ask about the charge — they can often issue a refund or clarify billing errors faster than a bank dispute.

  3. 3

    File a chargeback with your bank

    If Planet Fitness cannot resolve the issue, contact your bank or credit card issuer to file a formal chargeback for the PLANET FITNESS* charge, citing the transaction date and amount.

  4. 4

    Request a new card if fraud is suspected

    If you believe someone fraudulently used your card to open a Planet Fitness membership, ask your bank to cancel the card and issue a new one to prevent further unauthorized PLANET FITNESS* charges.

Tips for Managing Planet Fitness Charges

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Set a bank alert for PLANET FITNESS* charges so you're notified immediately each billing cycle.

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Save your Planet Fitness membership agreement to know exactly when and how much you'll be billed annually.

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Keep your Planet Fitness online account login current to quickly access billing details and update payment methods.

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Note your Planet Fitness billing date — annual fees typically hit in September or October depending on your join date.

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Cancel your Planet Fitness membership in person before the next billing date to avoid an unwanted PLANET FITNESS* charge.

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Use WhatIsThisCharge.net to identify any related or unfamiliar charges appearing alongside PLANET FITNESS* on your statement.

Frequently Asked Questions About the PLANET FITNESS* Charge

Planet Fitness bills members automatically each month, and once a year charges an annual fee. If the timing surprised you, check your membership agreement for your specific billing dates.

â„šī¸ Note

In most cases, a PLANET FITNESS* charge is simply your routine Planet Fitness monthly membership fee or annual fee — a normal, expected part of your gym membership that requires no action on your part.

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