Is the "SPOTIFY P476F547D6 NEW YORK NY" charge legitimate?

Yes, this is a legitimate charge from Spotify.

How do I get a refund from Spotify?

Contact Spotify support directly to request a refund.

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SPOTIFY P476F547D6 NEW YORK NY Charge (What It Is + Is It Legit?)

Q: Why does "SPOTIFY P476F547D6 NEW YORK NY" appear on my bank statement?

This charge appears because you have an active subscription or made a purchase with Spotify.

Q: How do I cancel Spotify?

You can cancel at www.spotify.com/account/subscription/cancel.

✓ Legitimate

The "SPOTIFY P476F547D6 NEW YORK NY" charge is from Spotify. Spotify music streaming subscription charge processed through their New York billing entity.

🌍 SE🕐 1 min read📅 Updated October 3, 2026

Spotify

Spotify music streaming subscription charge processed through their New York billing entity.

SPOTIFY P476F547D6 NEW YORK NY

Understanding this descriptor

SPOTIFY P476F547D6 NEW YORK NY appears on your bank statement because you have an active subscription or made a purchase with Spotify. The charge descriptor is how Spotify identifies itself to your bank. It may appear slightly different depending on your bank and country.

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Recommended actions

Check your account

Log into your Spotify account to verify the charge.

Check family members

Make sure the charge is not from a family member or shared account holder.

Cancel if needed

If you want to cancel, visit www.spotify.com/account/subscription/cancel to manage your subscription.

Dispute if unauthorized

Still do not recognize it? Contact your bank to dispute the charge.

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How to cancel Spotify

Spotify bills you Monthly. To stop future charges, cancel from your account directly.

Cancel at Spotify

ℹ️ International processing

This charge is processed in SE. You may see a foreign transaction fee from your bank (typically 1-3%).

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Is this charge fraudulent?

No, this is a legitimate charge from Spotify. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.