SPOTIFY* Charge (What It Is + Is It Legit?)

Spotify uses the truncated "SPOTIFY*" descriptor on bank statements because payment networks like Visa and Mastercard impose strict character limits on merchant descriptors, and the asterisk is a standard separator that Spotify's payment processing system appends to distinguish different subscription tiers or billing regions. When Spotify processes your monthly $10.99 charge through its U.S. billing infrastructure, the descriptor is formatted this way to comply with card network requirements while leaving room for additional identifying information, such as a country code or product type, to follow the asterisk. If you see "SPOTIFY*" on your statement alongside the familiar $10.99 charge, it is almost certainly your regular Spotify Premium subscription renewal rather than an unauthorized transaction.

No, this is a legitimate charge from Spotify. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Frequently Asked Questions