SPOTIFY USA* Charge (What It Is + Is It Legit?)

When Spotify processes subscription payments through its US billing system, the charge descriptor is automatically formatted by the payment processor to reflect the legal entity name "Spotify USA" followed by an asterisk, which is a standard delimiter used to separate the merchant name from any additional reference data that may follow, such as a transaction ID or account identifier. The asterisk in "SPOTIFY USA*" is a truncation marker commonly required by card networks like Visa and Mastercard, allowing Spotify's payment processor to append extra details within the strict character limits imposed on merchant descriptors. If you see this on your statement and have an active Spotify Premium account billed at $10.99 per month, this charge is almost certainly your regular subscription renewal.

No, this is a legitimate charge from Spotify USA. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

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