ZALO*PREMIUM SUB Charge (What It Is + Is It Legit?)

When Zalo processes payments for its premium tier, the billing system truncates and formats the transaction label using a standardized descriptor structure, resulting in "ZALO*PREMIUM SUB" appearing on your bank statement rather than simply the app's name. The asterisk in the descriptor is a common convention used by payment processors operating in Vietnam's digital payments infrastructure, where the portion before the asterisk identifies the merchant and the portion after clarifies the specific service being billed. If you're a user of Zalo's messaging and social media platform who recently upgraded to a paid plan, this monthly charge is the legitimate subscription fee for those premium features.

No, this is a legitimate charge from Zalo. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

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