OPENAI* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "OPENAI*" charge is from OpenAI. OpenAI ChatGPT or API charge.
OpenAI
OpenAI ChatGPT or API charge.
Category
SaaS
Avg. Charge
$20.00
Country
US
Billing Cycle
Monthly
Cancel At
platform.openai.com/account/billing
Support
See website
Why does this charge appear?
When OpenAI processes payments for its ChatGPT subscriptions and API usage, the charge is routed through Stripe, a payment processor that truncates merchant names to fit within the standard 22-character limit imposed by card networks like Visa and Mastercard. The result is the shortened descriptor "OPENAI*" followed by additional identifiers such as the product name or transaction type, which is why you may see variations like "OPENAI*CHATGPT" on your statement. If you recently signed up for a ChatGPT Plus plan or made an API purchase through platform.openai.com, this $20.00 or variable charge from OpenAI is almost certainly the source.
What should you do?
Check your OpenAI account to verify your subscription.
Make sure the charge is not from a family member or shared account holder.
If you want to cancel, visit platform.openai.com/account/billing to manage your subscription.
Still don't recognize it? Contact your bank to dispute the charge.
Is this charge fraudulent?
No, this is a legitimate charge from OpenAI. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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