AFFIRM* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "AFFIRM*" charge is from Affirm. Affirm buy now pay later loan installment payment.
Affirm
Affirm buy now pay later loan installment payment.
Category
Finance
Avg. Charge
Variable
Country
US
Billing Cycle
One-time
Cancel At
affirm.com/dashboard
Support
See website
Why does this charge appear?
When Affirm processes installment loan payments through your bank, the charge shows up as "AFFIRM*" on your statement because payment networks have strict character limits for merchant descriptors, and the asterisk is automatically appended by Affirm's payment processing system to indicate a sub-transaction or specific loan account reference. Affirm uses this truncated format across all major card networks and bank systems to ensure the descriptor is universally recognized and fits within the standardized billing fields used by financial institutions. If you see AFFIRM* followed by additional characters or numbers, those typically correspond to a specific loan ID or purchase installment tied to your buy now, pay later agreement.
What should you do?
Log into your Affirm account
Visit affirm.com and sign in to your account dashboard to view all active loans and payment schedules. Match the AFFIRM* charge on your bank statement to a specific purchase or installment payment listed there.
Review your Affirm loan details
At affirm.com/dashboard, check your open loans to confirm the charge amount matches an expected installment due date. Affirm buy now pay later loans are split into scheduled payments, so the charge should correspond to one of those installments.
Check the purchase tied to the charge
Within your Affirm dashboard, locate the specific merchant purchase linked to the AFFIRM* charge. Affirm will show you the original retailer, loan amount, and payment breakdown so you can confirm the transaction is for something you actually bought.
Manage or cancel your Affirm loan if needed
If you no longer want the loan or believe a payment was made in error, go to affirm.com/dashboard to review your options for early payoff or to contact Affirm support directly. Resolving the loan through Affirm is the fastest way to stop future AFFIRM* charges from appearing on your bank statement.
Is this charge fraudulent?
No, this is a legitimate charge from Affirm. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
Frequently Asked Questions
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