MERALCO Charge (What It Is + Is It Legit?)

Meralco, the Manila Electric Company, uses the shortened descriptor "MERALCO" on bank statements because it is the company's widely recognized trade name and official abbreviation, which billing and payment systems across the Philippines prioritize for character-limited transaction fields. When customers pay their electricity bills through online banking portals, payment centers, or automated debit arrangements, the payment processors that handle Meralco transactions transmit this condensed identifier rather than the full legal name "Manila Electric Company." The MERALCO descriptor is also consistent with how the company brands itself across its own digital platforms and official communications, making it the standardized reference that Philippine banks and payment networks recognize for utility bill transactions.

No, this is a legitimate charge from Meralco. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Frequently Asked Questions