OVERSTOCK* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "OVERSTOCK*" charge is from Overstock. Furniture and home goods purchase from Overstock.
Overstock
Furniture and home goods purchase from Overstock.
Category
Shopping
Avg. Charge
$30.00 - $400.00
Country
US
Billing Cycle
One-time
Cancel At
overstock.com/login
Support
See website
Why does this charge appear?
When Overstock processes a payment for furniture or home goods, their billing system automatically appends an asterisk to create the truncated descriptor "OVERSTOCK*" on your bank statement, a common formatting convention used by major e-commerce retailers to signal that the charge originates from an online transaction rather than a physical store. The asterisk is typically followed by an order number or transaction code that gets cut off due to the character limits imposed by card networks like Visa and Mastercard, which restrict merchant descriptors to a set number of characters. If you recently purchased a sofa, bedding, or any other home item from Overstock.com, the OVERSTOCK* charge on your statement is almost certainly that purchase.
What should you do?
Confirm Your Overstock Order
Log in to your Overstock account at overstock.com and navigate to your order history to match the OVERSTOCK* charge amount with a recent furniture or home goods purchase you placed.
Check Your Overstock Email Confirmation
Search your email inbox for an order confirmation from Overstock that matches the charge date and amount on your bank statement, as Overstock sends receipts for every completed transaction.
Review Any Active Overstock Subscriptions
While logged in at overstock.com, check if you are enrolled in Overstock Club O, their rewards membership program, which may generate recurring charges that could appear as OVERSTOCK* on your statement.
Contact Overstock Support If Needed
If the OVERSTOCK* charge does not match any order in your account history, reach out to Overstock customer service directly through overstock.com to request a detailed breakdown of the transaction before taking further action.
Is this charge fraudulent?
No, this is a legitimate charge from Overstock. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
Frequently Asked Questions
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