Question 1

What is the TARGET* charge on my bank statement?

Accepted Answer

The TARGET* charge on your bank statement is a legitimate purchase made at Target, either through their online store or at a physical Target retail location. This type of charge typically appears around $40.00 and reflects a standard shopping transaction. If you recently bought groceries, clothing, electronics, or any other items at Target, this is most likely the charge in question.

Question 2

I don't remember spending $40 at Target — how do I check what I bought?

Accepted Answer

You can review your Target purchase history by logging into your account at target.com/account. Once logged in, navigate to your order history to see a detailed breakdown of what was purchased, when, and for how much. If you used a Target Circle account or Target RedCard, those details will also be tied to your profile and can help you identify the specific transaction behind the TARGET* charge.

Question 3

Could the TARGET* charge be fraudulent or a scam?

Accepted Answer

The TARGET* charge is a legitimate and recognized billing descriptor used by Target for both in-store and online purchases. It is not a scam. However, if you genuinely did not make any purchase at Target recently and the charge is around $40.00 or any other amount, it is possible someone else used your payment information. In that case, you should log in at target.com/account to check for any unauthorized orders and contact your bank to dispute the charge if needed.

Question 4

How do I cancel a Target order that I was already charged for?

Accepted Answer

To cancel a Target order you were charged for, visit target.com/account and log into your account. From there, go to your order history and select the order you wish to cancel. Target allows cancellations on eligible orders before they are processed for shipment. If the order has already shipped, you may need to initiate a return instead. For in-store purchases, you can return items directly to any Target location with your receipt or proof of purchase.

TARGET* Charge (What It Is + Is It Legit?)

Why does this charge appear?

What should you do?

Is this charge fraudulent?

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