CHATGPT SUBSCRIPTION Charge (What It Is + Is It Legit?)
✓ LegitimateThe "CHATGPT SUBSCRIPTION" charge is from OpenAI. Subscription to ChatGPT Plus or ChatGPT Team for enhanced AI assistant features
OpenAI
Subscription to ChatGPT Plus or ChatGPT Team for enhanced AI assistant features
Category
SaaS
Avg. Charge
$20
Country
US
Billing Cycle
Monthly
Cancel At
chatgpt.com/settings
Support
See website
Why does this charge appear?
OpenAI chose to bill under the descriptor "CHATGPT SUBSCRIPTION" rather than the company name because ChatGPT is the consumer-facing product most cardholders would recognize, making it easier to identify the charge without needing to know the parent company behind it. Since many users sign up directly through the ChatGPT website or app rather than through any OpenAI-branded portal, the billing descriptor was aligned with the product name to reduce confusion and minimize disputed charges. If you see "CHATGPT SUBSCRIPTION" on your statement for $20, it reflects your active ChatGPT Plus or ChatGPT Team plan billed monthly by OpenAI.
What should you do?
Check your OpenAI account to verify your subscription.
Make sure the charge is not from a family member or shared account holder.
If you want to cancel, visit chatgpt.com/settings to manage your subscription.
Still don't recognize it? Contact your bank to dispute the charge.
Is this charge fraudulent?
No, this is a legitimate charge from OpenAI. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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