CNP*ASSURANCES Charge (What It Is + Is It Legit?)
✓ LegitimateThe "CNP*ASSURANCES" charge is from CNP Assurances. Major French personal insurer. Often appears on bank statements for life insurance or loan protection.
CNP Assurances
Major French personal insurer. Often appears on bank statements for life insurance or loan protection.
Category
Insurance
Avg. Charge
Variable
Country
FR
Billing Cycle
Monthly
Cancel At
cnp.fr/particuliers/nous-contacter
Support
See website
Why does this charge appear?
CNP Assurances, one of France's largest personal insurers, processes many of its recurring premium payments through card-not-present billing systems, which is why the descriptor shows up as CNP*ASSURANCES on your bank statement rather than the full company name. The "CNP" prefix in this context reflects both the company's own abbreviated brand name and the card-not-present transaction classification used by French payment processors for remote or automated billing arrangements. This shortened format is standard practice for monthly insurance deductions in France, where CNP Assurances collects premiums for products like life insurance policies and borrower protection plans tied to mortgages or consumer loans.
What should you do?
Check your CNP Assurances account to verify your subscription.
Make sure the charge is not from a family member or shared account holder.
If you want to cancel, visit cnp.fr/particuliers/nous-contacter to manage your subscription.
Still don't recognize it? Contact your bank to dispute the charge.
Is this charge fraudulent?
No, this is a legitimate charge from CNP Assurances. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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