GEICO* Charge (What It Is + Is It Legit?)

GEICO truncates its billing descriptor to "GEICO*" on bank statements because payment card networks like Visa and Mastercard enforce a strict character limit on merchant descriptors, typically capping them at 22 characters or fewer. The asterisk following "GEICO" is a standard delimiter used by their payment processing system to separate the merchant name from any additional billing reference information, such as a policy number or regional identifier, that may follow it. If you see "GEICO*" on your statement with a recurring charge around $120, it is almost certainly your monthly auto insurance premium processed directly through GEICO's billing department.

No, this is a legitimate charge from GEICO Insurance. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

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