What is the STATEFARM* charge on my bank statement?

The STATEFARM* charge is an automatic insurance premium payment processed by State Farm. It typically corresponds to an auto, home, life, or renters insurance policy you hold with them.

Why does the charge say STATEFARM* instead of 'State Farm Insurance'?

Banks display shortened merchant descriptors, so State Farm's full name is truncated to STATEFARM* on statements. This is normal and does not indicate fraud or a third-party charge.

Can I get a refund on a STATEFARM* charge?

State Farm may issue a refund if you were double-charged, if a policy was cancelled before the billing date, or if an error occurred. Contact State Farm at 1-800-782-8332 to request a review.

How do I cancel my State Farm policy to stop future charges?

To cancel a State Farm policy, call 1-800-STATE-FARM, contact your local State Farm agent, or log into your online account. Cancellations typically take effect immediately or at your next billing date.

How do I stop automatic STATEFARM* charges from appearing?

Log into your State Farm account, navigate to 'Billing & Payments,' and disable the autopay feature. You can then make manual payments or switch to a different payment method.

Home›Browse Charges›Insurance›STATEFARM*

STATEFARM* Charge (What It Is + Is It Legit?)

✓ Legitimate

The "STATEFARM*" charge is from State Farm. State Farm insurance premium payment.

🌍 US🕐 7 min read📅 Updated May 22, 2026

State Farm

State Farm insurance premium payment.

STATEFARM*

Understanding this descriptor

When State Farm processes monthly insurance premium payments, their billing system transmits the abbreviated descriptor "STATEFARM*" to card networks and banks because merchant descriptor fields have a strict character limit, typically between 20 and 25 characters, making the full company name impractical to display. The asterisk in "STATEFARM*" is commonly used by payment processors to separate the merchant name from additional reference data, such as a policy number or account identifier, that may follow it on your statement. If you're seeing a charge around $130.00 with this descriptor, it almost certainly reflects your monthly State Farm auto, home, or renters insurance premium being automatically drafted from your account.

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Recommended actions

Identify your State Farm policy

Log in to your State Farm account at statefarm.com and check your active policies to confirm the STATEFARM* charge matches your current insurance premium amount and billing cycle.

Cross-reference your State Farm billing date

In your State Farm account dashboard at statefarm.com, navigate to your billing section and verify that the date of the STATEFARM* charge aligns with your scheduled premium due date for your auto, home, or life insurance policy.

Contact State Farm directly if amounts differ

If the STATEFARM* charge amount does not match your expected premium, call State Farm customer service at 1-800-782-8332 or visit statefarm.com to speak with a representative and clarify any discrepancies before assuming fraud.

Manage or cancel your State Farm billing

If you no longer wish to be charged by State Farm or need to update your payment preferences, visit statefarm.com to adjust your auto-pay settings, switch billing methods, or initiate a policy cancellation directly through your account.

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How to cancel State Farm

State Farm bills you Monthly. To stop future charges, cancel from your account directly.

Cancel at State Farm

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Is this charge fraudulent?

No, this is a legitimate charge from State Farm. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Is the STATEFARM* Charge Legitimate or Fraud?

A STATEFARM* charge on your bank or credit card statement is almost always a legitimate billing from State Farm Insurance, one of the largest insurance providers in the United States. This descriptor appears when State Farm processes an automatic premium payment for policies such as auto, home, life, or renters insurance. If you or someone in your household holds a State Farm policy with autopay enabled, this charge is expected and routine.

State Farm uses the STATEFARM* descriptor for automated insurance premium payments
The charge often includes a policy number or last few digits after the asterisk (e.g., STATEFARM*AUTO)
Amounts vary based on your coverage type, deductibles, and payment frequency (monthly, semi-annual, annual)
If you recently added a new policy or updated coverage, a new or adjusted STATEFARM* charge may appear

How to Verify the STATEFARM* Charge

1
Log into your State Farm account
Visit statefarm.com or open the State Farm mobile app and navigate to 'Billing & Payments' to confirm the charge amount and date match your records.
2
Search your email for State Farm receipts
Look in your inbox for billing confirmation emails from State Farm. Search for 'State Farm payment confirmation' or 'STATEFARM*' to find matching receipts.
3
Check with household members
Ask family members or housemates whether they have an active State Farm policy, such as auto or renters insurance, that may be charged to a shared account.
4
Review all active State Farm policies
If you hold multiple State Farm policies — for example, both auto and homeowners — separate STATEFARM* charges may appear for each policy on the same billing cycle.
5
Contact your bank for transaction details
Call the number on the back of your card and ask for the full merchant name and any additional identifiers tied to the STATEFARM* transaction to confirm its origin.

How to Dispute a STATEFARM* Charge

1
Act within 60 days of the charge
Most banks require you to dispute an unauthorized STATEFARM* charge within 60 days of the statement date. Act quickly to protect your right to a chargeback.
2
Contact State Farm directly first
Call State Farm customer service at 1-800-STATE-FARM (1-800-782-8332) to report the unrecognized charge. They can verify whether it's tied to an active policy or flag it as an error.
3
File a chargeback with your bank
If State Farm cannot resolve the issue, contact your bank or card issuer to formally dispute the STATEFARM* charge and request a chargeback for the unauthorized amount.
4
Request a new card if fraud is suspected
If you believe your payment information was used fraudulently to open a State Farm policy, ask your bank to cancel and reissue your card to prevent further unauthorized STATEFARM* charges.

Tips for Managing State Farm Charges

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Enable billing alerts in the State Farm app so you're notified before each STATEFARM* charge hits your account.

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Keep a record of all your active State Farm policies and their premium amounts to quickly verify any STATEFARM* charge.

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Set up a State Farm online account at statefarm.com to view payment history and manage autopay settings anytime.

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Note your State Farm billing cycle dates — monthly or semi-annual — so STATEFARM* charges are never a surprise.

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Review your State Farm policy annually to ensure your premium reflects accurate coverage and no duplicate policies exist.

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Use WhatIsThisCharge.net to identify related charges that may appear alongside STATEFARM* on your statement.

ℹ️ Note

In most cases, a STATEFARM* charge is simply your scheduled State Farm insurance premium being automatically deducted — a routine and expected transaction for millions of policyholders across the U.S. If the amount matches your policy premium, there's no cause for concern.