What exactly is the MIDJOURNEY* charge on my bank statement?

The MIDJOURNEY* charge is the billing descriptor used by Midjourney, the AI image generation service, when it processes subscription payments. It corresponds to your Basic, Standard, Pro, or Mega monthly or annual plan.

Why does the MIDJOURNEY* charge look different from 'Midjourney' on my statement?

Payment processors often truncate or modify merchant names, which is why Midjourney appears as MIDJOURNEY* on your statement. The asterisk typically separates the merchant name from an additional identifier added by the payment processor.

Can I get a refund for a MIDJOURNEY* charge?

Midjourney's refund policy is limited, but they may consider refunds for accidental renewals or if you contact support shortly after being charged. Reach out via the Midjourney Discord support channel or docs.midjourney.com as soon as possible.

How do I cancel my Midjourney subscription to stop MIDJOURNEY* charges?

Log into midjourney.com, go to your profile, and select 'Manage Subscription,' then choose 'Cancel Plan.' You can also type '/subscribe' in the Midjourney Discord bot and manage your plan from there. Cancellation stops future MIDJOURNEY* charges at the end of your billing cycle.

How do I stop future MIDJOURNEY* charges if I no longer use the service?

Cancel your Midjourney subscription before your next renewal date by visiting your account settings at midjourney.com. If you believe your card was used without permission, contact your bank immediately to block further MIDJOURNEY* transactions.

Home›Browse Charges›SaaS›MIDJOURNEY*

MIDJOURNEY* Charge (What It Is + Is It Legit?)

✓ Legitimate

The "MIDJOURNEY*" charge is from Midjourney. Midjourney AI image generation subscription.

🌍 US🕐 7 min read📅 Updated May 22, 2026

Midjourney

Midjourney AI image generation subscription.

MIDJOURNEY*

What is this charge?

When Midjourney processes subscription payments for its AI image generation service, it transmits a truncated merchant identifier to card networks, which is why your statement shows "MIDJOURNEY*" rather than the full company name. The asterisk following the descriptor is a standard formatting convention used by payment processors like Stripe, which Midjourney relies on to handle its billing, and it typically separates the merchant name from an additional identifier such as a transaction reference or subscription tier. If you recognize signing up for Midjourney's monthly plan at around $10.00 to generate AI images, this charge is almost certainly legitimate.

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How to handle this charge

Confirm your Midjourney subscription

Log in to your Midjourney account at midjourney.com and navigate to your account settings to verify that an active subscription exists and matches the amount shown as MIDJOURNEY* on your bank statement.

Check your Midjourney billing history

Visit midjourney.com/account to review your full billing history and confirm the charge date and amount align with your Midjourney plan tier, whether that is Basic, Standard, Pro, or Mega.

Manage or cancel your Midjourney subscription

If you no longer want to be billed for Midjourney, go directly to midjourney.com/account and use the subscription management options there to downgrade or cancel your plan before your next billing cycle.

Contact Midjourney support if something looks off

If the MIDJOURNEY* charge amount does not match any plan you signed up for, reach out to Midjourney support through midjourney.com to clarify the billing discrepancy before considering a dispute with your bank.

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How to cancel Midjourney

Midjourney bills you Monthly. To stop future charges, cancel from your account directly.

Cancel at Midjourney

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Quick fraud check

No, this is a legitimate charge from Midjourney. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Is the MIDJOURNEY* Charge Legitimate or Fraud?

The MIDJOURNEY* charge on your bank or credit card statement is almost always a legitimate billing from Midjourney, the popular AI-powered image generation platform. Midjourney uses this truncated descriptor when processing subscription payments, which is why it may look unfamiliar at first glance.

You or someone in your household signed up for a Midjourney Basic, Standard, Pro, or Mega plan via midjourney.com
Midjourney bills monthly or annually depending on the plan selected at signup
The MIDJOURNEY* descriptor is the official payment label Midjourney uses with card processors
Free trial periods on Midjourney have ended, meaning all active usage now requires a paid subscription

How to Verify the MIDJOURNEY* Charge

1
Check your Midjourney account
Log into midjourney.com and navigate to your profile settings. Under 'Manage Subscription,' you can see your current plan, billing date, and payment history to confirm the MIDJOURNEY* charge.
2
Search your email for Midjourney receipts
Search your inbox for emails from 'noreply@midjourney.com' or with the subject 'Midjourney subscription.' These receipts will match the MIDJOURNEY* charge amount and date on your statement.
3
Check household members
Ask family members or roommates whether they subscribed to Midjourney using your payment method. Midjourney accounts are individual but can be set up by anyone with access to your card details.
4
Review your Discord activity
Midjourney is primarily accessed through Discord. Check if your Discord account or a shared one has been used in the Midjourney server, which would confirm an active subscription tied to the MIDJOURNEY* charge.
5
Contact your bank
If you still cannot place the MIDJOURNEY* charge, call the number on the back of your card. Your bank can provide the exact merchant details and transaction timestamp to help you identify the charge.

How to Dispute a MIDJOURNEY* Charge

1
Act within 60 days
Most banks require disputes to be filed within 60 days of the MIDJOURNEY* charge appearing on your statement. Act quickly to preserve your right to a chargeback if the charge turns out to be unauthorized.
2
Contact Midjourney first
Reach out to Midjourney support at docs.midjourney.com or via their official Discord support channel. Midjourney may issue a refund for accidental renewals or duplicate MIDJOURNEY* charges without requiring a bank dispute.
3
File a chargeback with your bank
If Midjourney support does not resolve the issue, contact your bank or card issuer to dispute the MIDJOURNEY* charge. Provide your email correspondence with Midjourney as evidence to strengthen your chargeback claim.
4
Request a new card number
If you suspect the MIDJOURNEY* charge is the result of unauthorized card use, ask your bank to issue a new card number. This will prevent any further unauthorized charges from being processed under the old card details.

Tips for Managing Midjourney Charges

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Set a billing alert for your card to get notified instantly when a MIDJOURNEY* charge posts each month.

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Screenshot your Midjourney plan details after signup so you have a record of what you agreed to pay.

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Keep your Midjourney account login secure — unauthorized access can lead to unexpected plan upgrades and MIDJOURNEY* charges.

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Note your Midjourney renewal date in your calendar so the MIDJOURNEY* charge never catches you off guard.

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Use a virtual card number for your Midjourney subscription to isolate and easily cancel MIDJOURNEY* charges if needed.

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Use WhatIsThisCharge.net to identify related charges that may appear alongside MIDJOURNEY* on your statement.

ℹ️ Note

In most cases, a MIDJOURNEY* charge simply means your Midjourney AI image generation subscription has renewed as expected — it's one of the most recognizable SaaS billing descriptors we see reported on WhatIsThisCharge.net, and the vast majority of cases turn out to be legitimate recurring payments.