What exactly is the MIDJOURNEY INC* charge on my bank statement?

The MIDJOURNEY INC* charge is a billing from Midjourney Inc for their AI image generation subscription service. It reflects your active Basic, Standard, Pro, or Mega plan fee billed on a monthly or annual basis.

Why does the charge say MIDJOURNEY INC* instead of just Midjourney?

Midjourney Inc processes payments through Stripe, which often appends an asterisk and truncates the merchant name. MIDJOURNEY INC* is the standard descriptor your bank receives and displays for all Midjourney transactions.

Can I get a refund for a MIDJOURNEY INC* charge?

Midjourney Inc's refund policy is limited — they generally do not offer refunds for used subscription periods. However, if you were charged after canceling or were double-billed, contact Midjourney support at midjourney.com/support for a resolution.

How do I cancel my Midjourney Inc subscription to stop recurring charges?

Log into midjourney.com, go to your profile, click 'Manage Subscription', and select 'Cancel Plan'. You can also type /subscribe in the Midjourney Discord bot and manage your plan from there. Cancellation stops future MIDJOURNEY INC* charges.

How do I stop future MIDJOURNEY INC* charges if I no longer use the service?

Cancel your Midjourney Inc subscription before the next billing cycle through your account settings. Additionally, remove your saved payment method from Midjourney to ensure no further MIDJOURNEY INC* charges can be processed.

Home›Browse Charges›SaaS›MIDJOURNEY INC*

MIDJOURNEY INC* Charge (What It Is + Is It Legit?)

✓ Legitimate

The "MIDJOURNEY INC*" charge is from Midjourney Inc. Midjourney AI subscription.

🌍 US🕐 7 min read📅 Updated May 22, 2026

Midjourney Inc

Midjourney AI subscription.

MIDJOURNEY INC*

Understanding this descriptor

When Midjourney Inc processes subscription payments for its AI image generation service, the charge is routed through Stripe, a common payment processor used by SaaS platforms, which often appends an asterisk and truncates or formats merchant names to fit banking system character limits. The resulting descriptor "MIDJOURNEY INC*" reflects this combination of the legal company name and Stripe's billing format, where the asterisk typically separates the merchant name from an additional reference identifier. If you subscribed to a Midjourney Basic, Standard, or Pro plan at $10 or more per month, this descriptor on your bank statement is the expected confirmation of that recurring charge.

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Recommended actions

Confirm your Midjourney subscription

Log in to your Midjourney account at midjourney.com and navigate to your account settings to verify that you have an active AI image generation subscription. The charge labeled MIDJOURNEY INC* on your bank statement corresponds to this subscription plan.

Check your Midjourney billing details

At midjourney.com, review your billing history to confirm the charge amount matches your chosen subscription tier. Midjourney Inc offers different pricing plans, so make sure the amount billed aligns with the plan you signed up for.

Manage or cancel your Midjourney subscription

If you no longer wish to be charged by Midjourney Inc, visit midjourney.com/account to manage your subscription settings. From there you can downgrade or cancel your plan to prevent future MIDJOURNEY INC* charges from appearing on your bank statement.

Contact Midjourney Inc support if needed

If the charge amount from Midjourney Inc looks incorrect or you do not recognize the specific billing date, reach out to Midjourney support through midjourney.com for clarification. Have your account email and the transaction date ready to help their team quickly identify and resolve any billing discrepancies.

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How to cancel Midjourney Inc

Midjourney Inc bills you Monthly. To stop future charges, cancel from your account directly.

Cancel at Midjourney Inc

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Is this charge fraudulent?

No, this is a legitimate charge from Midjourney Inc. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Is the MIDJOURNEY INC* Charge Legitimate or Fraud?

The MIDJOURNEY INC* charge on your bank or credit card statement is most likely a legitimate billing from Midjourney Inc, the popular AI image generation platform. Midjourney uses subscription-based pricing, so recurring charges under this descriptor are normal for active plan holders.

You or a household member signed up for a Midjourney Basic, Standard, Pro, or Mega subscription plan
Midjourney Inc bills monthly or annually depending on the plan you selected at checkout
The charge may appear shortly after your free trial period ended and auto-converted to a paid plan
Midjourney Inc processes payments through Stripe, which may cause the MIDJOURNEY INC* descriptor to appear on statements

How to Verify the MIDJOURNEY INC* Charge

1
Log into your Midjourney account
Visit midjourney.com and sign in via Discord. Navigate to your profile and check 'Manage Subscription' to see your current plan and billing history.
2
Search your email for receipts
Search your inbox for emails from 'Midjourney Inc' or 'noreply@midjourney.com'. Subscription confirmation and renewal receipts will show the exact charge amount matching MIDJOURNEY INC*.
3
Check household members
Ask family members or roommates whether they signed up for a Midjourney plan using your shared payment method, as Midjourney is popular for creative and design projects.
4
Review your Discord account activity
Since Midjourney operates through Discord, check any Discord accounts linked to your email — a subscription may have been started through a connected Discord profile.
5
Contact your bank for transaction details
If you still cannot verify the MIDJOURNEY INC* charge, call the number on the back of your card and ask for the full merchant details and transaction date to narrow down the source.

How to Dispute a MIDJOURNEY INC* Charge

1
Act within 60 days
Most banks require disputes to be filed within 60 days of the MIDJOURNEY INC* charge appearing on your statement. Act quickly to preserve your right to a chargeback.
2
Contact Midjourney Inc directly first
Reach out to Midjourney Inc support at midjourney.com/support before escalating. Resolving it directly is faster, and Midjourney may issue a refund for unintended renewals or duplicate charges.
3
File a chargeback with your bank
If Midjourney Inc does not resolve the issue, contact your bank or card issuer and formally dispute the MIDJOURNEY INC* charge. Provide any email correspondence with Midjourney as supporting evidence.
4
Request a new card number
If you suspect unauthorized use of your card for Midjourney charges, ask your bank to issue a replacement card with a new number to prevent any further MIDJOURNEY INC* charges.

Tips for Managing Midjourney Inc Charges

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Set a billing reminder before your MIDJOURNEY INC* renewal date to avoid surprise charges on your statement.

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Save your Midjourney Inc subscription confirmation email as a reference to quickly match future MIDJOURNEY INC* charges.

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Keep your Midjourney Inc account credentials secure and review active sessions regularly to prevent unauthorized plan upgrades.

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Note whether you chose monthly or annual billing in Midjourney — annual plans charge a lump sum that can appear as a large MIDJOURNEY INC* charge.

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Use a virtual card number for Midjourney Inc subscriptions so you can cancel the virtual card without affecting your main account.

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Use WhatIsThisCharge.net to identify related charges that may appear alongside MIDJOURNEY INC* on your statement.

ℹ️ Note

In most cases, the MIDJOURNEY INC* charge is a routine and expected billing from Midjourney Inc for their AI image generation subscription — if you or someone in your household uses Midjourney to create images, this charge is almost certainly legitimate and tied to an active plan.