OPENAI *API Charge (What It Is + Is It Legit?)
✓ LegitimateThe "OPENAI *API" charge is from OpenAI API. OpenAI API usage charge.
OpenAI API
OpenAI API usage charge.
Category
SaaS
Avg. Charge
Variable
Country
US
Billing Cycle
Variable
Cancel At
platform.openai.com
Support
See website
Why does this charge appear?
When OpenAI processes payments for API usage through Stripe, their payment processor, the descriptor is formatted as "OPENAI *API" because Stripe uses an asterisk to separate the merchant name from a short sub-descriptor that identifies the specific product or service being billed. OpenAI has chosen "API" as that sub-descriptor to distinguish developer API charges from other OpenAI products like ChatGPT Plus subscriptions, which appear under different descriptors. This means if you see OPENAI *API on your statement, it specifically reflects metered usage charges from the OpenAI API platform, typically associated with a developer or business account consuming AI model credits.
What should you do?
Check your OpenAI API account to verify your subscription.
Make sure the charge is not from a family member or shared account holder.
If you want to cancel, visit platform.openai.com to manage your subscription.
Still don't recognize it? Contact your bank to dispute the charge.
Is this charge fraudulent?
No, this is a legitimate charge from OpenAI API. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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