STRIPE*OPENAI Charge (What It Is + Is It Legit?)
✓ LegitimateThe "STRIPE*OPENAI" charge is from OpenAI. Subscription or API usage charges for OpenAI services including ChatGPT Plus or API credits
OpenAI
Subscription or API usage charges for OpenAI services including ChatGPT Plus or API credits
Category
SaaS
Avg. Charge
$20.00
Country
US
Billing Cycle
Monthly
Cancel At
platform.openai.com/account/billing/overview
Support
See website
Why does this charge appear?
OpenAI processes its subscription and API payments through Stripe, a third-party payment platform, which is why your bank statement shows STRIPE*OPENAI rather than simply "OpenAI." When a company uses Stripe as its payment processor, Stripe prefixes its own name to the merchant identifier, resulting in the combined descriptor format you see on your statement. If you recently signed up for ChatGPT Plus or purchased OpenAI API credits, this $20.00 charge is almost certainly legitimate and reflects your monthly billing cycle.
What should you do?
Check your OpenAI account to verify your subscription.
Make sure the charge is not from a family member or shared account holder.
If you want to cancel, visit platform.openai.com/account/billing/overview to manage your subscription.
Still don't recognize it? Contact your bank to dispute the charge.
Is this charge fraudulent?
No, this is a legitimate charge from OpenAI. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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