Question 1

What is the AFTERPAY charge on my bank statement?

Accepted Answer

The AFTERPAY charge on your bank statement is an instalment payment processed by Afterpay, a buy-now-pay-later service. When you use Afterpay to make a purchase, the total cost is split into smaller payments that are automatically debited from your account on a set schedule. The charge amount will vary depending on the purchase you made and which instalment is being collected.

Question 2

Why am I being charged by Afterpay when I already paid for my order?

Accepted Answer

Afterpay works by splitting your total purchase into multiple instalments, typically four equal payments. So even though your order was completed, Afterpay will continue to charge your account at regular intervals until the full amount is paid off. Each debit you see labeled AFTERPAY represents one of those scheduled instalment payments being collected automatically. You can log in to your account at afterpay.com to see your full payment schedule and remaining balance.

Question 3

How do I stop Afterpay from charging my bank account?

Accepted Answer

To stop future Afterpay charges, you will need to either pay off your remaining instalment balance or close your Afterpay account. You can manage your orders, review payment schedules, and make early payments by visiting afterpay.com. Keep in mind that if you have an outstanding balance, charges cannot simply be cancelled without settling what is owed. Closing your account will prevent future purchases but will not eliminate existing instalment obligations.

Question 4

I don't remember using Afterpay — why is there a charge from them on my account?

Accepted Answer

If you see an AFTERPAY charge you do not recognize, it is possible that you used Afterpay as a payment option during an online checkout without realizing it, as many retailers integrate it directly into their payment process. It could also be a scheduled instalment from a past purchase. Visit afterpay.com and log in to review your purchase history and active payment plans. If you still do not recognize the charge after checking your account, contact Afterpay support through their site to dispute the transaction.

AFTERPAY Charge (What It Is + Is It Legit?)

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