AMERICAN EXPRESS* Charge (What It Is + Is It Legit?)

American Express uses the truncated descriptor "AMERICAN EXPRESS*" on bank statements because their internal billing and payment processing systems follow a standardized format that pairs the company name with an asterisk to signal a direct charge from their own financial services platform, distinguishing it from third-party merchants that accept Amex cards. The asterisk in the descriptor acts as a separator that American Express's billing infrastructure uses to append additional transaction identifiers, such as account numbers or payment types, which may be cut off depending on your bank's character display limits. If you see "AMERICAN EXPRESS*" on your statement, it typically reflects an annual card fee, monthly payment, or other account-related charge processed directly by American Express rather than a purchase made at a retailer.

No, this is a legitimate charge from American Express. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Frequently Asked Questions