BANCO ESTADO* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "BANCO ESTADO*" charge is from Banco Estado Chile. Banco Estado Chile banking fee.
Banco Estado Chile
Banco Estado Chile banking fee.
Category
Banking
Avg. Charge
Variable
Country
CL
Billing Cycle
One-time
Cancel At
bancoestado.cl/content/bancoestado-public/cl/es/home/home/centro-de-ayuda.html#/
Support
+56-600-200-7000
Why does this charge appear?
Banco Estado Chile, the largest state-owned bank in Chile, uses the shortened descriptor "BANCO ESTADO*" on bank statements because payment processing networks like Visa and Mastercard impose strict character limits on merchant descriptors, typically capping them at around 22 characters. The asterisk in the descriptor is a common formatting convention used by Chilean banking systems to separate the merchant name from additional transaction reference data that may follow. If you see this charge and have recently conducted any transactions with Banco Estado Chile, such as account maintenance fees, wire transfer costs, or other banking services, the "BANCO ESTADO*" descriptor is the bank's official billing identifier.
What should you do?
Confirm Your Banco Estado Chile Account Activity
Log in to your Banco Estado Chile online banking account at bancoestado.cl and review your recent transaction history to confirm that the BANCO ESTADO* charge corresponds to a known banking fee, service charge, or account maintenance cost tied to your account.
Check Your Banco Estado Chile Fee Schedule
Visit bancoestado.cl and navigate to your account details or fee information section to compare the BANCO ESTADO* charge amount against the standard fees associated with your specific account type, such as checking, savings, or CuentaRUT fees in Chile.
Contact Banco Estado Chile Support for Clarification
If you are unsure what the BANCO ESTADO* charge covers, reach out to Banco Estado Chile directly through their Help Center at bancoestado.cl/content/bancoestado-public/cl/es/home/home/centro-de-ayuda.html#/ to request a full explanation of the charge and confirm it is correctly applied to your account.
Manage or Review Your Banco Estado Chile Services
If the BANCO ESTADO* charge relates to a service or product you no longer wish to use, visit the Banco Estado Chile Help Center at bancoestado.cl/content/bancoestado-public/cl/es/home/home/centro-de-ayuda.html#/ to explore your options for adjusting, downgrading, or canceling the associated banking service to avoid future charges.
Is this charge fraudulent?
No, this is a legitimate charge from Banco Estado Chile. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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