BCI* Charge (What It Is + Is It Legit?)

✓ Legitimate

The "BCI*" charge is from Banco BCI Chile. Banco BCI Chile credit card or banking fee.

🌍 CL✅ Community verified
Banco BCI Chile

Banco BCI Chile

Banco BCI Chile credit card or banking fee.

BCI*

Category

Banking

Avg. Charge

Variable

Country

CL

Billing Cycle

One-time

Cancel At

bci.cl/personas/emergencia

Support

1212

Why does this charge appear?

When Banco BCI Chile processes card transactions and banking fees, their billing system transmits a shortened identifier to international payment networks, which is why the truncated descriptor BCI* shows up on your statement rather than the bank's full legal name. Chilean financial institutions operating on global card networks like Visa or Mastercard are subject to strict character limits imposed by those networks, forcing Banco BCI Chile to compress its name into the recognizable BCI* prefix followed by additional transaction details. If you have an account with or recently used services from Banco BCI Chile, this descriptor is the expected way their charges will appear across most major banks and card issuers.

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What should you do?

1

Confirm Your BCI Account Activity

Log in to your Banco BCI Chile online banking account at bci.cl and navigate to your recent transaction history to verify that the BCI* charge matches a known fee, credit card payment, or banking service you use with BCI.

2

Review Your BCI Credit Card or Fee Schedule

Check your Banco BCI Chile credit card statement or account fee schedule to see if the BCI* charge corresponds to an annual fee, monthly maintenance charge, or other standard banking cost associated with your BCI account or card.

3

Contact Banco BCI Chile Directly

If you cannot immediately identify the BCI* charge, reach out to Banco BCI Chile customer support through their official website at bci.cl for clarification on the exact nature and date of the transaction before taking any further action.

4

Manage or Cancel BCI Services If Needed

If you have confirmed the BCI* charge is tied to a service or product you no longer want, visit bci.cl/personas/emergencia or contact Banco BCI Chile directly to request cancellation or modification of the associated banking service to prevent future charges.

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Is this charge fraudulent?

No, this is a legitimate charge from Banco BCI Chile. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

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