CIH BANK FRAIS Charge (What It Is + Is It Legit?)

When CIH Bank Morocco processes its monthly account maintenance fees, the descriptor that appears on your statement is shortened to "CIH BANK FRAIS" because Moroccan banking systems truncate transaction labels to fit standardized interbank communication formats, and the word "frais" is simply the French term for "fees" or "charges," reflecting Morocco's bilingual banking infrastructure rooted in French administrative tradition. CIH Bank, which stands for Crédit Immobilier et Hôtelier, operates across Morocco and uses this abbreviated French-language descriptor to categorize service charges within its core banking platform. If you see "CIH BANK FRAIS" on your statement with an amount between 20 and 50 MAD, it is a routine monthly maintenance or service fee applied directly by CIH Bank Morocco to your account.

No, this is a legitimate charge from CIH Bank Morocco. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Frequently Asked Questions