Question 1

What is the PERSONAL AR charge on my bank statement?

Accepted Answer

PERSONAL AR is a charge from Personal, the mobile phone service operated by Telecom Argentina. This charge represents your monthly mobile service bill being automatically debited from your account. The amount varies depending on your plan and any additional services or usage fees applied that billing period.

Question 2

My PERSONAL AR charge is different from last month — is that normal?

Accepted Answer

Yes, the PERSONAL AR charge from Telecom Argentina is listed as a variable amount, so it can change month to month. Differences may be due to extra data usage, international calls, add-on services, or plan changes. You can review your detailed bill by logging into your Personal account or visiting pagos.telecom.com.ar/ to see a full breakdown of the charges for that period.

Question 3

How do I stop the automatic debits from Personal showing up as PERSONAL AR?

Accepted Answer

To cancel or manage the automatic debit authorization for your Personal mobile service bill, you can visit pagos.telecom.com.ar/ to update your payment preferences. Keep in mind that canceling the automatic debit does not cancel your Personal mobile service itself — you would still owe any outstanding balance and would need to pay your bills through another method or contact Telecom Argentina directly to cancel your plan.

Question 4

Is the PERSONAL AR bank charge legitimate or could it be unauthorized?

Accepted Answer

The PERSONAL AR charge is a legitimate charge from Personal, the mobile service brand of Telecom Argentina. It appears on bank statements when you have set up automatic bill payment for your Personal mobile plan. If you do not have an active Personal mobile account or did not authorize automatic debiting, you should contact Telecom Argentina and also reach out to your bank to dispute the charge. You can review your Personal account payment history at pagos.telecom.com.ar/ to verify the transaction.

PERSONAL AR Charge (What It Is + Is It Legit?)

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