AIG INS* Charge (What It Is + Is It Legit?)

✓ Legitimate

The "AIG INS*" charge is from AIG. AIG life, accident, or specialty insurance premium.

🌍 US✅ Community verified
AIG

AIG

AIG life, accident, or specialty insurance premium.

AIG INS*

Category

Insurance

Avg. Charge

Variable

Country

US

Billing Cycle

Monthly

Cancel At

aig.com/login

Support

1-877-867-5111

Why does this charge appear?

When AIG processes insurance premium payments through its billing systems, the descriptor "AIG INS*" appears on your bank statement because payment networks truncate and categorize charges using standardized shorthand codes, with "INS" indicating the insurance nature of the transaction and the asterisk serving as a separator before any additional account or policy reference data that may follow. AIG uses this format to comply with merchant category coding requirements set by card networks like Visa and Mastercard, which classify insurance-related charges under specific merchant category codes that require descriptors to identify the type of service being billed. If you hold an AIG life, accident, or specialty insurance policy with monthly premium billing, the "AIG INS*" charge on your statement is almost certainly your regular premium payment.

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What should you do?

1

Identify Your AIG Policy

Log in to your AIG account at aig.com to review your active policies. The AIG INS* charge on your statement corresponds to a premium payment for a life, accident, or specialty insurance policy you hold with AIG. Match the charge amount to one of your listed policies to confirm which coverage is being billed.

2

Verify the Billing Amount

Cross-check the AIG INS* charge amount against your most recent AIG policy documents or premium schedule. If the amount has changed from previous months, log in at aig.com to see if your premium was adjusted due to a policy renewal, rate change, or coverage update.

3

Review Your AIG Billing Cycle

Confirm whether AIG INS* is set up as a recurring automatic payment for your insurance premium. At aig.com/login, navigate to your billing settings to see your payment frequency, next scheduled charge date, and payment method on file to ensure everything aligns with your expectations.

4

Manage or Cancel Your AIG Policy

If you no longer want the coverage associated with the AIG INS* charge, log in at aig.com/login to review your cancellation options. Be aware that canceling an AIG insurance policy may affect your coverage immediately, so review the terms carefully or contact AIG customer support directly before making changes.

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Is this charge fraudulent?

No, this is a legitimate charge from AIG. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

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