CHIME* Charge (What It Is + Is It Legit?)

Chime Bank uses the shortened "CHIME*" descriptor on bank statements because payment processing networks like Visa and Mastercard enforce strict character limits on merchant billing descriptors, typically capping them at 22 characters or fewer. The asterisk following "CHIME" is a standard separator used in dynamic billing descriptors, which allows Chime to append additional transaction-specific details such as a reference number or service type after the asterisk. If you see "CHIME*" on your statement, it is almost certainly tied to a transaction or fee associated with your Chime digital banking account rather than any unauthorized charge.

No, this is a legitimate charge from Chime Bank. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Frequently Asked Questions