CIGNA* Charge (What It Is + Is It Legit?)

Cigna Health Insurance uses the shortened truncated descriptor "CIGNA*" on bank statements because payment processing networks like Visa and Mastercard impose strict character limits on merchant descriptors, typically capping them at 22 characters or fewer. Rather than displaying the full legal name "Cigna Health Insurance," their billing system is configured to lead with the recognizable brand name followed by an asterisk, which often precedes additional account or plan identifiers depending on your bank's display format. If you see "CIGNA*" as a monthly charge around $300, it is almost certainly your Cigna health insurance premium being automatically drafted from your account.

No, this is a legitimate charge from Cigna Health Insurance. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Frequently Asked Questions