CITIBANK* Charge (What It Is + Is It Legit?)

Citibank uses the truncated descriptor "CITIBANK*" on bank statements because payment card networks like Visa and Mastercard impose a strict character limit on merchant descriptors, typically capping them at 22 characters or fewer. The asterisk following the name is a standard delimiter that Citibank's internal billing systems use to separate the company identifier from any additional transaction detail, such as a fee type or account number, that may appear after it. When you see CITIBANK* on your statement, it is confirming that the charge originates directly from Citibank's own banking operations, such as a monthly maintenance fee, overdraft charge, or wire transfer fee applied to your account.

No, this is a legitimate charge from Citibank. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Frequently Asked Questions