FIRST BANK* Charge (What It Is + Is It Legit?)
â LegitimateThe "FIRST BANK*" charge is from First Bank Nigeria. First Bank of Nigeria banking fee.
First Bank Nigeria
First Bank of Nigeria banking fee.
Category
Banking
Avg. Charge
Variable
Country
NG
Billing Cycle
One-time
Cancel At
firstbanknigeria.com/contact/
Support
+234-1-905-000-000
Why does this charge appear?
When First Bank of Nigeria processes transactions and billing fees through international payment networks, the system automatically truncates the full company name to fit within the character limits imposed by card networks like Visa and Mastercard, resulting in the shortened descriptor "FIRST BANK*" appearing on your statement. The asterisk in the descriptor is a common formatting convention used by payment processors to indicate that additional identifying text has been cut off due to these character restrictions. If you have an account with First Bank of Nigeria or recently used their banking services, this charge almost certainly reflects a legitimate fee from that institution rather than anything suspicious.
Your next steps
Confirm Your First Bank Nigeria Account Activity
Log in to your First Bank Nigeria online banking portal at firstbanknigeria.com and review your recent account transactions to confirm the FIRST BANK* charge matches a banking fee, service charge, or account maintenance fee tied to your account.
Check Your First Bank Nigeria Fee Schedule
Visit firstbanknigeria.com and review the fee schedule associated with your specific account type, such as current, savings, or corporate accounts, to identify what service the FIRST BANK* charge corresponds to, whether it is a monthly maintenance fee, transfer fee, or card fee.
Contact First Bank Nigeria Directly
If you cannot identify the exact reason for the FIRST BANK* charge, reach out to First Bank Nigeria through their official contact page at firstbanknigeria.com/contact/ to request a detailed explanation of the fee and get written confirmation of what the charge covers.
Manage or Opt Out of Fee-Generating Services
If the FIRST BANK* charge is for a service you no longer need, such as SMS alerts, a linked card, or a premium account tier, contact First Bank Nigeria via firstbanknigeria.com/contact/ to request adjustments to your account services and prevent the fee from recurring in future billing cycles.
đĄ Tip â call before disputing
Try calling First Bank Nigeria at +234-1-905-000-000 first. Most refund requests get resolved in one call, and bank disputes take 10+ days.
âšī¸ International processing
This charge is processed in NG. You may see a foreign transaction fee from your bank (typically 1-3%).
Legitimate or scam?
No, this is a legitimate charge from First Bank Nigeria. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
Quick answers
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