FIRST TECH FCU* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "FIRST TECH FCU*" charge is from First Tech Federal Credit Union. First Tech FCU banking fee.
First Tech Federal Credit Union
First Tech FCU banking fee.
Category
Banking
Avg. Charge
Variable
Country
US
Billing Cycle
One-time
Cancel At
firsttechfed.com/help/contact
Support
1-855-855-8805
Why does this charge appear?
First Tech Federal Credit Union uses the abbreviated billing descriptor "FIRST TECH FCU*" on bank statements because credit union and bank payment processing systems enforce strict character limits on transaction descriptions, typically capping them at around 22 characters. The abbreviation "FCU" is the standard industry shorthand for "Federal Credit Union," making it a natural and recognizable truncation that fits within these technical constraints. If you see "FIRST TECH FCU*" on your statement, it is almost certainly a legitimate charge from First Tech Federal Credit Union related to a membership fee, account service charge, or other standard banking transaction.
What should you do?
Confirm Your First Tech Membership
Log in to your First Tech Federal Credit Union account at firsttechfed.com and review your account dashboard to confirm whether the FIRST TECH FCU* charge corresponds to a known banking fee, such as a monthly maintenance fee, overdraft fee, or loan-related charge tied to your membership.
Match the Charge to a Specific Fee
Navigate to your First Tech Federal Credit Union account statements and fee schedule to identify exactly which banking service triggered the FIRST TECH FCU* charge. First Tech may apply fees for wire transfers, account services, or other products, so comparing the charge amount to their published fee schedule can help you pinpoint the source.
Contact First Tech Federal Credit Union Directly
If you cannot identify what the FIRST TECH FCU* charge is for, reach out to First Tech Federal Credit Union through their official contact page at firsttechfed.com/help/contact. A representative can look up the exact transaction and explain what service or fee it was associated with on your account.
Review and Adjust Your First Tech Services
Once you have identified the source of the FIRST TECH FCU* charge, consider whether the associated First Tech Federal Credit Union service is one you want to keep. If you want to avoid the fee going forward, visit firsttechfed.com or contact support at firsttechfed.com/help/contact to explore fee waivers, account type changes, or service cancellations that may eliminate future charges.
Is this charge fraudulent?
No, this is a legitimate charge from First Tech Federal Credit Union. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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