LINCOLN FINANCIAL* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "LINCOLN FINANCIAL*" charge is from Lincoln Financial Group. Lincoln Financial life insurance or annuity premium.
Lincoln Financial Group
Lincoln Financial life insurance or annuity premium.
Category
Insurance
Avg. Charge
Variable
Country
US
Billing Cycle
Monthly
Cancel At
lincolnfinancial.com/login
Support
1-800-487-1485
Why does this charge appear?
Lincoln Financial Group processes its insurance and annuity premium payments through an automated billing system that truncates the full company name to fit within the standard 22-character limit imposed by card networks like Visa and Mastercard on merchant descriptors. The asterisk in "LINCOLN FINANCIAL*" is a common formatting convention used by their payment processor to separate the brand name from any additional reference code or product identifier that may follow, though that second field sometimes appears blank on certain bank statement formats. If you hold a life insurance policy or annuity contract with Lincoln Financial Group and pay monthly premiums, this descriptor is the expected charge you will see reflected on your statement.
What should you do?
Identify Your Lincoln Financial Policy
Log in to your Lincoln Financial Group account at lincolnfinancial.com to review your active policies or annuity contracts. The LINCOLN FINANCIAL* charge on your statement corresponds to a life insurance premium or annuity payment, so confirm which specific policy it is tied to and verify the premium amount matches what you agreed to.
Check Your Premium Schedule
Once logged in at lincolnfinancial.com, navigate to your policy details to review your billing schedule. Lincoln Financial Group charges premiums on a monthly, quarterly, or annual basis depending on your plan, so confirm the charge amount and timing align with your current premium agreement and that no unexpected rate changes have occurred.
Contact Lincoln Financial Group Directly
If you do not recognize the exact amount of the LINCOLN FINANCIAL* charge or need clarification, contact Lincoln Financial Group's customer service through the contact options available at lincolnfinancial.com. Have your policy number ready so a representative can quickly confirm the charge details and explain any adjustments to your premium.
Manage or Update Your Policy
If you wish to review your coverage, update payment methods, or make changes to your Lincoln Financial life insurance or annuity plan, visit lincolnfinancial.com/login to access your account. From there you can manage billing preferences, update beneficiaries, or explore options if you need to adjust or discontinue your current coverage.
Is this charge fraudulent?
No, this is a legitimate charge from Lincoln Financial Group. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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