REGIONS BANK* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "REGIONS BANK*" charge is from Regions Bank. Regions Bank credit card or banking fee.
Regions Bank
Regions Bank credit card or banking fee.
Category
Banking
Avg. Charge
Variable
Country
US
Billing Cycle
One-time
Cancel At
regions.com/help/contact-us-by-phone
Support
1-800-734-4667
Why does this charge appear?
When Regions Bank processes fees, service charges, or credit card transactions through their internal billing systems, the descriptor is often truncated to "REGIONS BANK*" due to character limitations imposed by payment networks like Visa and Mastercard, which typically cap merchant descriptors at 22-25 characters. The asterisk in the descriptor is a standard formatting convention used by banking institutions to separate the merchant name from a secondary identifier, such as a transaction code or account reference number that may follow it on your statement. If you hold a Regions Bank checking account, savings account, or credit card and notice this charge, it almost certainly reflects a routine banking fee, annual fee, or service charge originating directly from Regions Bank itself.
What should you do?
Identify the Charge
Log in to your Regions Bank online account at regions.com and review your recent transactions to confirm that the REGIONS BANK* charge corresponds to a known credit card fee, monthly maintenance fee, or other banking service you have enrolled in with Regions Bank.
Review Your Regions Bank Fee Schedule
Check your Regions Bank account agreement or visit regions.com to look up the fee schedule for your specific account type. This will help you confirm whether the REGIONS BANK* charge matches an expected fee such as an overdraft charge, monthly service fee, or credit card annual fee.
Contact Regions Bank Directly
If you are unsure what the REGIONS BANK* charge is for, call Regions Bank customer support using the contact numbers listed at regions.com/help/contact-us-by-phone to speak with a representative who can explain exactly what the charge covers and which account it was applied to.
Manage or Waive Future Fees
Ask your Regions Bank representative whether the fee that generated the REGIONS BANK* charge can be waived or avoided in the future, such as by maintaining a minimum balance or switching to a different account tier, and visit regions.com to explore account options that may better suit your banking needs.
Is this charge fraudulent?
No, this is a legitimate charge from Regions Bank. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
Frequently Asked Questions
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