SUNTRUST* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "SUNTRUST*" charge is from SunTrust Truist. SunTrust now Truist banking or credit card fee.
SunTrust Truist
SunTrust now Truist banking or credit card fee.
Category
Banking
Avg. Charge
Variable
Country
US
Billing Cycle
One-time
Cancel At
truist.com/contact
Support
1-844-487-8478
Why does this charge appear?
The truncated descriptor SUNTRUST* shows up on bank statements as a holdover from SunTrust's legacy billing systems, which were put in place long before the bank merged with BB&T to form Truist in 2019. Financial institutions typically lock in their merchant and transaction identifiers years in advance, and updating those codes across every payment processing network is a lengthy, complex process that can take years to fully complete. As a result, customers may still see SUNTRUST* on their statements for fees or transactions tied to what is now SunTrust Truist, even as the rebranding to Truist continues to roll out across different banking channels.
What should you do?
Identify the SUNTRUST* charge
Log into your SunTrust Truist account at truist.com and review your recent transactions to match the SUNTRUST* charge with any known banking fees, credit card annual fees, or service charges associated with your Truist account.
Check your SunTrust Truist fee schedule
Visit truist.com and navigate to your account details or fee disclosure documents to confirm whether the SUNTRUST* charge aligns with standard SunTrust Truist monthly maintenance fees, overdraft fees, or credit card charges tied to your specific account type.
Contact SunTrust Truist for clarification
If you cannot identify what the SUNTRUST* charge is for, reach out directly to SunTrust Truist customer support through their contact page at truist.com/contact to request a detailed explanation of the charge and which account or service it was applied to.
Review and manage your SunTrust Truist account settings
Once the SUNTRUST* charge is confirmed as legitimate, consider logging into truist.com to review your account plan or service options, and explore whether switching to a different SunTrust Truist account tier or adjusting features could help reduce or eliminate recurring fees in the future.
Is this charge fraudulent?
No, this is a legitimate charge from SunTrust Truist. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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