SCOTIABANK* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "SCOTIABANK*" charge is from Scotiabank. Scotiabank Canada credit card or banking fee.
Scotiabank
Scotiabank Canada credit card or banking fee.
Category
Banking
Avg. Charge
Variable
Country
CA
Billing Cycle
One-time
Cancel At
tel:18004726842
Support
1-800-472-6842
Why does this charge appear?
Scotiabank uses the truncated descriptor "SCOTIABANK*" on bank and credit card statements because Canadian financial institutions are required to submit billing identifiers through standardized payment processing systems that impose strict character limits, often capping descriptors at 12 to 25 characters depending on the card network. The asterisk following "SCOTIABANK*" is a common formatting convention used by Visa and Mastercard billing systems to separate the merchant identifier from any additional transaction detail, such as a branch code or service type, that may follow. If you see this charge on your statement, it is almost certainly a legitimate fee from Scotiabank Canada related to account maintenance, credit card interest, or another standard banking service.
What should you do?
Identify the Scotiabank charge
Log in to your Scotiabank online banking account at scotiabank.com/ca/en and review your recent transactions to confirm the SCOTIABANK* charge matches a known credit card fee, monthly banking plan, or service charge on your account.
Review your Scotiabank account plan
Check your current Scotiabank banking package or credit card agreement to see if the SCOTIABANK* charge aligns with your monthly plan fee, annual credit card fee, or any optional service you enrolled in, as these are common sources of this charge.
Contact Scotiabank directly
If you cannot identify what the SCOTIABANK* charge is for, call Scotiabank customer service at 1-800-472-6842 to speak with a representative who can pull up your account and explain exactly what the charge covers.
Manage or adjust your Scotiabank services
If the SCOTIABANK* charge is for a service or fee you no longer want, such as an optional add-on or a banking plan that does not suit your needs, ask the Scotiabank representative at 1-800-472-6842 or visit scotiabank.com/ca/en to explore switching to a plan with lower or no monthly fees.
Is this charge fraudulent?
No, this is a legitimate charge from Scotiabank. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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