VIVO* Charge (What It Is + Is It Legit?)

Vivo, the mobile brand operated by Telefônica Brasil, uses the truncated descriptor "VIVO*" on bank statements because Brazilian payment processors and card networks enforce strict character limits on billing descriptors, and the company chose to lead with its consumer-facing brand name rather than the longer legal entity "Telefônica Brasil S.A." The asterisk following "VIVO" is a standard separator used in Brazil's billing infrastructure to distinguish the brand identifier from any additional transaction details, such as a service code or invoice number, that may follow depending on your bank's display format. If you're seeing this charge for approximately R$60 on a monthly basis, it almost certainly corresponds to your Vivo monthly cell phone bill.

No, this is a legitimate charge from Vivo (Telefônica). However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Frequently Asked Questions