Question 1

What is the AAMI INS* charge on my bank statement?

Accepted Answer

The AAMI INS* charge is a premium payment for your AAMI insurance policy. AAMI is an Australian insurer and this charge covers your auto, home, or life insurance policy depending on what you have with them. The amount will vary based on your specific policy type, coverage level, and payment frequency you selected when signing up.

Question 2

I don't remember signing up with AAMI — could this charge be fraudulent?

Accepted Answer

It is unlikely to be fraudulent as AAMI INS* is a legitimate charge from AAMI, one of Australia's most recognised insurers. If you or someone in your household has an active auto, home, or life insurance policy with AAMI, this charge is expected. To confirm your policy details and verify the charge, log in to your AAMI account at aami.com.au/login where you can review all active policies tied to your account.

Question 3

How do I cancel my AAMI policy to stop these charges?

Accepted Answer

To cancel your AAMI insurance policy and stop future AAMI INS* charges, visit aami.com.au/login and sign in to your account. From there you can manage or cancel your policy directly. Keep in mind that cancelling mid-term may affect any active coverage you have, and you should review whether a partial refund applies depending on your payment arrangement with AAMI.

Question 4

Why did AAMI charge me a different amount this month compared to last month?

Accepted Answer

AAMI insurance premiums can change for a number of reasons, including your annual policy renewal, changes to your coverage or address, updates to your vehicle or property details, or broader premium adjustments by AAMI. Because the AAMI INS* charge is variable, the amount is not fixed and can shift between billing periods. To get a full breakdown of why your amount changed, log in at aami.com.au/login and check your policy documents or contact AAMI directly.

AAMI INS* Charge (What It Is + Is It Legit?)

Why does this charge appear?

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Is this charge fraudulent?

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