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ADNIC* Charge (What It Is + Is It Legit?)

✓ Legitimate

The "ADNIC*" charge is from ADNIC. Abu Dhabi National Insurance Company UAE premium.

🌍 AE🕐 3 min read📅 Updated May 22, 2026
ADNIC

ADNIC

Abu Dhabi National Insurance Company UAE premium.

ADNIC*

Category

Insurance

Avg. Charge

Variable

Country

AE

Billing Cycle

Monthly

Cancel At

adnic.ae/web/guest/contact-us

Support

+971-2-408-0100

❓

Understanding this descriptor

When Abu Dhabi National Insurance Company processes insurance premium payments through its billing system, the descriptor is automatically truncated to ADNIC* on your bank statement because most payment processors and card networks impose a strict character limit on merchant descriptors, making the full company name too long to display. The asterisk following ADNIC is commonly added by payment gateways operating in the UAE to separate the company identifier from any additional transaction reference data, such as a policy number or payment period, that may follow it. If you hold an active insurance policy with Abu Dhabi National Insurance Company and see ADNIC* on your statement, this is almost certainly your monthly premium being collected through their standard billing arrangement.

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Recommended actions

1

Identify the ADNIC* charge

The ADNIC* charge on your bank statement is from Abu Dhabi National Insurance Company, a legitimate UAE-based insurer. Check the charge amount against any active insurance policy you may have with ADNIC, such as health, motor, travel, or home insurance premiums.

2

Log in or visit ADNIC's website

Go to adnic.ae to log into your ADNIC account and review your active policies, payment schedules, and billing history. The ADNIC* charge should correspond to a premium payment or renewal for one of your insured plans.

3

Confirm your policy renewal or premium date

Cross-check the date and amount of the ADNIC* transaction with your policy documents or renewal notices sent by ADNIC. Insurance premiums are often charged annually or monthly, so confirm the billing cycle aligns with what you agreed to when purchasing your policy.

4

Contact ADNIC if you need clarification or want to cancel

If you do not recognize the ADNIC* charge or wish to cancel your policy, reach out to ADNIC directly through their contact page at adnic.ae/web/guest/contact-us. Their team can verify the charge details, clarify what policy it covers, and assist with cancellation or refund requests if applicable.

🔓

How to cancel ADNIC

ADNIC bills you Monthly. To stop future charges, cancel from your account directly.

Cancel at ADNIC

💡 Tip — call before disputing

Try calling ADNIC at +971-2-408-0100 first. Most refund requests get resolved in one call, and bank disputes take 10+ days.

â„šī¸ International processing

This charge is processed in AE. You may see a foreign transaction fee from your bank (typically 1-3%).

🛡

Is this charge fraudulent?

No, this is a legitimate charge from ADNIC. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

Common questions

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