COMMONWEALTH BANK* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "COMMONWEALTH BANK*" charge is from Commonwealth Bank Australia. Commonwealth Bank Australia credit card or banking fee.
Commonwealth Bank Australia
Commonwealth Bank Australia credit card or banking fee.
Category
Banking
Avg. Charge
Variable
Country
AU
Billing Cycle
One-time
Cancel At
commbank.com.au/support/messaging.html
Support
+61-13-2221
Why does this charge appear?
Commonwealth Bank Australia uses the truncated descriptor "COMMONWEALTH BANK*" on bank statements because Australian payment processing systems, including those used by the major card networks, impose strict character limits on merchant descriptor fields, typically capping them at around 22 characters. The asterisk in the descriptor is a standard formatting convention used by Commonwealth Bank's own internal billing platform to separate the merchant identifier from any additional transaction reference data that may follow. If you bank with or have recently paid a fee to Commonwealth Bank Australia, this shortened label is simply how their system identifies the charge within the constraints of the payment network infrastructure.
What should you do?
Identify the charge type
The COMMONWEALTH BANK* charge on your statement is a recognized Commonwealth Bank Australia banking fee or credit card charge. Log into your Commonwealth Bank Australia account at commbank.com.au to review your recent transactions and match the charge amount to a specific fee, such as a monthly account keeping fee or credit card annual fee.
Review your Commonwealth Bank Australia fee schedule
Check your Commonwealth Bank Australia account terms and conditions at commbank.com.au to confirm whether the COMMONWEALTH BANK* charge aligns with your current banking plan. Commonwealth Bank Australia lists standard fees for products like transaction accounts, credit cards, and home loans, so compare the charge amount against your product's fee schedule.
Contact Commonwealth Bank Australia support if unclear
If you cannot identify what the COMMONWEALTH BANK* charge relates to, reach out directly to Commonwealth Bank Australia through their secure messaging service at commbank.com.au/support/messaging.html. A Commonwealth Bank Australia representative can provide a detailed explanation of the specific fee applied to your account.
Consider switching to a fee-free Commonwealth Bank Australia account
If the COMMONWEALTH BANK* charge is a recurring banking fee you want to avoid, visit commbank.com.au to explore whether you qualify for a fee-free Commonwealth Bank Australia account option. Commonwealth Bank Australia offers certain accounts with no monthly fees depending on eligibility criteria such as age, deposit amounts, or account type.
Is this charge fraudulent?
No, this is a legitimate charge from Commonwealth Bank Australia. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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