Question 1

What is the LEGAL GENERAL* charge on my bank statement?

Accepted Answer

This charge is a premium payment to Legal & General, one of the UK's largest financial services providers. It relates to a life insurance policy or pension plan you hold with them. The amount will vary depending on your specific policy terms and coverage level. If you need to review your policy details, you can log in at legalandgeneral.com/login.

Question 2

I don't remember taking out a Legal & General policy — should I be worried about this charge?

Accepted Answer

Not necessarily. Legal & General policies are sometimes arranged through employers as part of a workplace benefits package, or set up through a financial adviser, which is why the charge might seem unfamiliar. Check your emails for any past correspondence from Legal & General or your employer's HR team. You can verify your policy by logging into your account at legalandgeneral.com/login. If you genuinely cannot find any record of a policy, contact Legal & General directly to investigate.

Question 3

How do I cancel my Legal & General life insurance or pension to stop these payments?

Accepted Answer

To cancel your Legal & General policy, start by logging into your account at legalandgeneral.com/login where you can review your active policies. Be aware that cancelling a life insurance policy means you will lose your coverage, and cancelling a pension plan may have financial implications including potential loss of employer contributions. It is strongly recommended you speak with a Legal & General adviser before cancelling. You can also reach their customer service team through the contact options available once you log in.

Question 4

Why does the LEGAL GENERAL* charge vary in amount each month?

Accepted Answer

The variable amount you see on your statement from Legal & General can occur for several reasons. Pension contributions are often calculated as a percentage of your salary, so they change if your pay changes. Some life insurance policies include index-linked premiums that adjust periodically to keep pace with inflation. Additional riders or coverage changes can also affect the amount. Log in at legalandgeneral.com/login to see a full breakdown of your current policy premiums and any recent changes to your plan.

LEGAL GENERAL* Charge (What It Is + Is It Legit?)

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