MORE THAN INS* Charge (What It Is + Is It Legit?)
✓ LegitimateThe "MORE THAN INS*" charge is from MORE THAN. MORE THAN UK auto, home, or pet insurance premium.
MORE THAN
MORE THAN UK auto, home, or pet insurance premium.
Category
Insurance
Avg. Charge
Variable
Country
GB
Billing Cycle
Monthly
Cancel At
morethan.com/contact-us/
Support
+44-345-755-3333
Why does this charge appear?
When MORE THAN processes insurance premium payments, the descriptor MORE THAN INS\* appears on your bank statement because their billing system appends a shortened category code to distinguish insurance transactions from other payment types. The "INS" suffix is a standard identifier used by their payment processor to flag the charge as an insurance premium, while the asterisk indicates that additional reference characters, such as a policy number or transaction ID, may follow depending on your bank's display format. If you hold an active auto, home, or pet insurance policy with MORE THAN, this is almost certainly a routine monthly premium payment rather than an unauthorised charge.
What should you do?
Identify your MORE THAN policy
Log in to your MORE THAN account at morethan.com and check your active policies. The charge labeled MORE THAN INS* on your bank statement is linked to a UK auto, home, or pet insurance premium, so confirm which policy the payment corresponds to and that the amount matches your expected premium.
Cross-check the charge amount
Compare the exact amount of the MORE THAN INS* charge against your most recent MORE THAN insurance documents or renewal notice. If your premium was recently adjusted due to a policy change or annual renewal, this could explain any difference from your usual payment amount.
Contact MORE THAN directly
If you are unsure why the MORE THAN INS* charge appeared or believe the amount is incorrect, reach out to MORE THAN directly through their official contact page at morethan.com/contact-us/ to speak with a representative who can pull up your account and clarify the payment details.
Manage or cancel your MORE THAN policy
If you no longer want the insurance cover that is generating the MORE THAN INS* charge, visit morethan.com/contact-us/ to request a cancellation or amendment to your policy. Be aware that cancelling mid-term may involve a fee, so ask MORE THAN about any applicable charges before proceeding.
Is this charge fraudulent?
No, this is a legitimate charge from MORE THAN. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.
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