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TELEGRAM charge explained

TELEGRAM Charge (What It Is + Is It Legit?)

✓ Legitimate

The "TELEGRAM" charge is from Telegram. Subscription charge for Telegram Premium, the paid tier of the Telegram messaging app offering additional features.

🌍 AE🕐 4 min read📅 Updated May 22, 2026
Telegram

Telegram

Subscription charge for Telegram Premium, the paid tier of the Telegram messaging app offering additional features.

TELEGRAM

Category

Telecom

Avg. Charge

ÂŖ4.99

Country

AE

Billing Cycle

Monthly

Cancel At

t.me/premiumbot

Support

See website

❓

Why does this charge appear?

TELEGRAM appears on your bank statement because you have an active subscription or made a purchase with Telegram. The charge descriptor is how Telegram identifies itself to your bank. It may appear slightly different depending on your bank and country.

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Your next steps

1

Check your account

Log into your Telegram account to verify the charge.

2

Check family members

Make sure the charge is not from a family member or shared account holder.

3

Cancel if needed

If you want to cancel, visit t.me/premiumbot to manage your subscription.

4

Dispute if unauthorized

Still do not recognize it? Contact your bank to dispute the charge.

🔓

How to cancel Telegram

Telegram bills you Monthly. To stop future charges, cancel from your account directly.

Cancel at Telegram

â„šī¸ International processing

This charge is processed in AE. You may see a foreign transaction fee from your bank (typically 1-3%).

🛡

Legitimate or scam?

No, this is a legitimate charge from Telegram. However, if you did not authorize this charge or cancelled your subscription, you may be eligible for a refund.

How to Verify the Telegram Premium Charge

  1. 1

    Log into your Telegram account

    Open the Telegram app and navigate to Settings > Telegram Premium to confirm whether your account has an active Premium subscription linked to the billing date.

  2. 2

    Search your email for receipts

    Look for an email from Telegram or your app store (Apple or Google) confirming a Telegram Premium purchase. Search keywords like 'Telegram Premium receipt' or 'Telegram subscription'.

  3. 3

    Check household members

    Ask family members or anyone who shares your payment method if they signed up for Telegram Premium, as subscriptions through shared Apple or Google accounts can charge the primary card.

  4. 4

    Review your app store subscriptions

    On iPhone, go to Settings > Apple ID > Subscriptions. On Android, open Google Play > Subscriptions. Look for an active Telegram Premium entry with a matching renewal date.

  5. 5

    Contact your bank for details

    If you still cannot identify the Telegram Premium charge, ask your bank for the full merchant descriptor and transaction date to help pinpoint the source.

How to Dispute a Telegram Premium Charge

  1. 1

    Act within 60 days

    Most banks require you to dispute an unrecognized Telegram Premium charge within 60 days of the statement date, so act quickly once you spot the transaction.

  2. 2

    Contact Telegram Premium support first

    Visit telegram.org/support or use the in-app support bot to report an unauthorized Telegram Premium charge. Telegram may issue a refund for accidental or duplicate subscriptions.

  3. 3

    File a chargeback with your bank

    If Telegram Premium support does not resolve the issue, contact your bank or card issuer to initiate a formal chargeback, citing the charge as unauthorized or unrecognized.

  4. 4

    Request a new card number

    If you suspect your card details were misused to purchase Telegram Premium fraudulently, ask your bank to issue a replacement card to prevent further unauthorized charges.

Tips for Managing Telegram Premium Charges

🔔

Enable billing alerts on your bank account to get notified the moment a Telegram Premium renewal charge is processed.

📋

Save your Telegram Premium confirmation email as a record of your subscription start date and renewal terms.

🔑

Secure your Telegram account with two-step verification to prevent unauthorized Telegram Premium upgrades on your account.

📅

Note your Telegram Premium renewal date and set a calendar reminder a few days before to decide whether to continue or cancel.

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Only subscribe to Telegram Premium through the official app or telegram.org to avoid fraudulent lookalike billing sites.

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Use WhatIsThisCharge.net to identify related charges that may appear alongside your Telegram Premium transaction.

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